May 28, 2018 @ 4:12 PM
We are coming close to the middle of the year and I am sitting down to review my financial situation, half way through the year. Adjust where necessary, see where the budget could be trimmed. I want to end 2018 ahead financially so I need to pay a bit more attention to where my money goes. This is my first year of being debt free and it took a little bit of adjustment to the new expenses. I no longer have a mortgage so I need to pay my own taxes and insurance as they were previously included in my monthly payment. The car insurance is also been going through the roof as I have one teenage driver with a new car and in about 6 weeks, another teenage driver. It takes a big chunk of my budget!
All the monthly bills have been questioned and ...
March 18, 2018 @ 1:40 PM
Last month I learned about this NY Times 7-Day Financial Tuneup and I wanted to do it myself. It's a simple thing really, you sign up online and for 7 days you get an e-mail with specific tasks you should do to get in better shape financially. You can do these steps at any time or skip them all together. There is no benefit outside of your personal financial education. Here are the few lessons I learned and the little changes I made to better my financial situation.
- Day 1 - Optimize your thinking - It made me think of the reasons I want to make changes, the things that matter to me the most and what I work towards from a financial point of view. I know that I am looking for financial independence and that the ideal setting for ......
February 25, 2018 @ 11:22 AM
We are so used to having a 9-5 job. Wake up, go to work, make the money you need to pay for your house, car, food, kids, and so on. It's just how it goes. We then try to schedule our personal life around work. And we do a fine job but at the end of the day we are exhausted and go to bed thinking of all the things we need to do when we wake up in the morning. Or when we finish work. Or at work. And so on. It doesn't really get any easier. Work seems to just get more demanding and kids grow and have a fuller schedule, they need more rides, more money...
How do we change this? How do we schedule life first? Can we schedule life first? Is work our life?
Trying to make that switch in my mind first and then find a way to put it in ...
November 16, 2017 @ 9:14 PM
I'm above clouds flying to my other home and while I'm mindlessly watching Fixer upper, I notice the smile and excitement that all the participants have while they are working at their future homes. I feel happy for them and it gets me thinking about my future and I too smile. I try really hard to enjoy the present moment. And I do, but every thing I work at today, it is a step towards the future. And it looks bright and exciting and it encourages me to work even harder today. To make grand plans and good decisions. To follow my gut no matter how scary it might feel when I think about it. To love today and dream of tomorrow. To feel.
November 5, 2017 @ 9:13 AM
We all have hopes and dreams and they constantly change. Sometimes we adjust our lives to be able to reach our goals and sometimes we make goals that fit nicely in our lives. I don't know which ones are more rewarding and satisfying or easier to reach. I strive and crave change. I make plans and look for challenges whenever I feel that life is boring or too easy or on cruise control.
This years challenge has been to pay off my house. It has been a work in progress and as the year progressed, I could see a way of taking on this challenge and making it happen. Selling the last corvette in February started all the wheels turning and when I put it all on paper, I knew I could do it. It's been a year of lots of hard work and long ...
May 9, 2016 @ 11:51 AM
I've had the best Mother's Day. My children made me happy and filled my heart with love from the moment I opened my eyes. I finally get it... it's not about your mother, it's about you as a mother. I lost my mom last year and last Mother's Day I just plain missed her. This year was the first year that I enjoyed myself as a mother on this special day, that I took this day to celebrate the best things I have created in my life, my children. I think that when we still have our mothers in our lives, we think about them and about the fact that they are our light, our love, our support... our mothers. We celebrate them, and rightfully so! But it also takes away some of the things we have accomplished ourselves as mothers and ...
September 13, 2015 @ 8:37 PM
I miss my mother. I miss her when I have things on my mind and she's not here to help me work through them. I miss her when I'm having a glass of wine on my own. When dinner was delicious but there's no one left at the dinner table to talk to. I miss her when I'm proud of my children. When the work day was long and walking into the house you don't smell dinner cooking. I miss her when I spot a hole in my sock... But I miss her most when I'm cooking. Especially when I cook something that she thought me how to do. Or when it smells like home. Or when I lick that wooden spoon... I just miss my mother...
July 4, 2015 @ 8:54 AM
I left home when I was 17 years old and I have been responsible for myself ever since. I can remember my life before having kids. I remember me, not as a mom or a wife or a daughter. I remember ME, my dreams and how I would sit there at times imagining life and what I wanted from it.
As I sit here by the pool, watching my children play, I can almost see myself again. Not the mom in me or the grandma that I hope to be. I see me as I once was. I don't feel any older. I might feel smarter and I know I have experienced and learned a lot. But right now, I still feel as I am looking at my life through a window... everything that has happened, was something that was happening to a young girl who loved, who married, who gave birth ...
February 15, 2015 @ 10:36 AM
I sit here in the kitchen waiting for my mom to wake up. She is so weak and has aged years in the past months. Every morning I hope to see her open her eyes and acknowledge me. We don’t talk much but I feel so very close to her. And as crazy as this sounds, I know these days, I’ve been here before. I have had these feelings of love and peace in my heart before. I’ve taken this lesson once and I am ready for it again only this time I am better prepared.
When Frank was sick he would sit in the living room just looking out the window for hours. He would watch the people go to work, the kids go to school, life passing by… He would tell me that if he ever gets better again he will never ever complain. He would do ...
September 3, 2014 @ 10:53 AM
I wake up every morning between 5-6 trying to catch a few moments for myself before the kids get up at 6am. I don’t have a morning routine in place even though I crave one. Too many people depending on me at the moment to be able to even think of a regular routine. But the one thing I know for sure, my days are full and I am never bored. There is always so much to do and there are an infinite number of things I WANT to do! The line between what needs to get done and what falls to the side is not always clear but over the years I’ve learn to prioritize. Clean ...